01 - Preheat the oven to 350°F. Grease an 8-inch square baking dish with butter or nonstick spray and set aside.
02 - Melt 2 tablespoons of butter in a large skillet over medium heat. Add the sliced bananas, granulated sugar, brown sugar, cinnamon, nutmeg, vanilla extract, lemon juice, and a pinch of salt. Cook for 3 to 5 minutes, stirring gently, until the bananas soften and the mixture becomes syrupy. Remove from heat and spread the filling evenly across the bottom of the prepared baking dish.
03 - In a mixing bowl, whisk together the flour, granulated sugar, baking powder, and salt. Pour in the milk, melted butter, and vanilla extract, then stir until just combined. Avoid overmixing to keep the topping tender.
04 - Drop spoonfuls of batter over the banana filling, leaving some gaps exposed for a rustic, textured finish. Gently spread with a spatula without pressing the batter into the fruit.
05 - Bake for 35 to 40 minutes until the topping is golden brown and a toothpick inserted into the crust comes out clean.
06 - Allow the cobbler to rest for 10 to 15 minutes before serving. Spoon warm portions into bowls and top with vanilla ice cream or whipped cream if desired.