01 - In a medium mixing bowl, thoroughly combine sour cream, cream cheese, and taco seasoning until the mixture is smooth. Set this creamy blend aside.
02 - In a separate bowl, mash the ripe avocados with fresh lime juice and a quarter teaspoon of salt to create a simple yet flavorful guacamole.
03 - Evenly spread the refried beans across the bottom of a 9x13-inch glass dish or your chosen serving platter, forming the foundational layer.
04 - Carefully and evenly layer the prepared sour cream mixture over the refried beans, ensuring full coverage.
05 - Spoon the freshly prepared guacamole over the creamy sour cream layer, distributing it uniformly.
06 - Gently spread the chunky salsa over the guacamole, forming the next vibrant layer of the dip.
07 - Generously sprinkle the shredded cheddar cheese over the salsa layer.
08 - Artfully arrange the shredded iceberg lettuce, diced tomatoes, sliced black olives, and chopped green onions in even, distinct layers over the cheese.
09 - Refrigerate the assembled dip for a minimum of 30 minutes to allow flavors to meld and chill thoroughly. Serve alongside tortilla chips.