Nachos Supreme Sour Cream

Golden melted cheddar and Monterey Jack cheese blanket seasoned ground beef over crispy tortilla chips in this classic Nachos Supreme, topped with sour cream. Save
Golden melted cheddar and Monterey Jack cheese blanket seasoned ground beef over crispy tortilla chips in this classic Nachos Supreme, topped with sour cream. | brightbasilblog.com

This Tex-Mex favorite brings together a crispy tortilla chip base layered with savory spiced ground beef and a generous blend of melted cheddar and Monterey Jack cheeses. Fresh diced tomatoes, chopped red onions, sliced jalapeños, black olives, and creamy sour cream add vibrant flavors and textures. Garnished with fresh cilantro and lime wedges, it’s a colorful and satisfying dish perfect for casual gatherings or sharing. Ready in just 30 minutes, it combines bold seasonings and fresh toppings for a crowd-pleasing experience.

The smell of cumin and chili powder hitting hot oil still takes me back to my first apartment kitchen, where I learned that nachos could be dinner rather than just a bar snack. My roommate and I would crowd around a baking sheet, watching cheese bubble through the oven door, and somehow it always tasted better than anything we ordered out.

I made these for my Super Bowl party last year, and honestly, people were more excited about the nachos than the actual game. The platter disappeared so fast that I barely got a photo, and my friend Sarah still texts me asking when I am making them again.

Ingredients

  • Ground beef: The foundation that absorbs all those spices, though I have learned not to drain too much fat or the meat gets dry
  • Olive oil: Just enough to help the spices bloom and coat every crumble of beef
  • Chili powder and cumin: The classic Tex-Mex pairing that gives the meat its signature flavor
  • Smoked paprika: My secret ingredient for adding depth without making it too spicy
  • Garlic and onion powder: Build a savory base that tastes like it cooked for hours
  • Salt and black pepper: Essential for waking up all the other flavors
  • Tortilla chips: Sturdy enough to hold everything without getting soggy too quickly
  • Cheddar and Monterey Jack cheese: Cheddar brings sharp flavor while Monterey Jack melts beautifully
  • Tomato and red onion: Fresh brightness that cuts through all the rich cheese and meat
  • Jalapeño: Optional heat for those who like a little kick
  • Black olives: Salty little bites that I never appreciated until I tried them on nachos
  • Fresh cilantro: Sprinkled at the end for a pop of herbal freshness
  • Sour cream: The cool creamy element that balances all the warm spices
  • Avocado and lime: The finishing touches that make every bite feel complete

Instructions

Get your oven ready:
Preheat to 200°C (400°F) so you are not waiting when the beef is perfectly seasoned
Cook the beef:
Heat olive oil in a skillet over medium heat, add the ground beef, and cook for 5-6 minutes while breaking it up until browned, then drain any excess fat
Add the magic:
Stir in chili powder, cumin, smoked paprika, garlic powder, onion powder, salt, and pepper, then cook for 2 minutes until the spices are fragrant and the beef looks beautifully coated
Build the foundation:
Spread tortilla chips across a large ovenproof platter or baking sheet in an even layer, leaving no bare spots
Layer it up:
Spoon the seasoned beef evenly over the chips, then sprinkle both cheeses generously so every chip gets covered
Melt everything together:
Bake for 8-10 minutes until the cheese is bubbling and starting to turn golden in spots
Add the fresh toppings:
Remove from the oven and immediately scatter diced tomato, red onion, jalapeño, black olives, and avocado on top
Finish with flair:
Dollop sour cream across the nachos, sprinkle with fresh cilantro, and serve right away with lime wedges for squeezing
A close-up of vibrant Nachos Supreme with diced tomatoes, red onions, jalapeños, black olives, and a dollop of sour cream on a platter. Save
A close-up of vibrant Nachos Supreme with diced tomatoes, red onions, jalapeños, black olives, and a dollop of sour cream on a platter. | brightbasilblog.com

My dad, who claims to not like messy food, ate these with a fork and knife at first, then gave up and used his hands like everyone else. That is when I knew this recipe was a keeper.

Making It Your Own

Swap black beans for ground beef to make a vegetarian version that still feels hearty and satisfying. I have done this for friends who do not eat meat, and nobody misses the beef.

Serving Strategy

Put out small bowls of extra toppings like guacamole, salsa, and pickled jalapeños so everyone can customize their section. It keeps things fun and lets people control their own heat level.

Timing Is Everything

I prep all the vegetables before I start cooking the beef so I am not rushing to chop tomatoes while the cheese is cooling down.

  • Set out all your toppings in small bowls before the nachos go in the oven
  • Warm your serving platter slightly so the nachos stay hot longer
  • Squeeze lime over the whole platter right before serving for a bright hit of acidity
Sizzling hot Nachos Supreme straight from the oven, featuring layers of chips, beef, cheese, and fresh cilantro garnish, perfect for sharing. Save
Sizzling hot Nachos Supreme straight from the oven, featuring layers of chips, beef, cheese, and fresh cilantro garnish, perfect for sharing. | brightbasilblog.com

However you make them, the best nachos are the ones shared with people who do not mind getting a little messy.

Recipe FAQs

Arrange the seasoned beef and cheese evenly and bake just until cheese melts. Adding fresh toppings after baking helps maintain crunch.

Yes, black beans can replace the beef for a flavorful and protein-rich alternative.

Cheddar and Monterey Jack melt smoothly and provide a creamy, rich texture that's ideal for this dish.

Adding pickled jalapeños or fresh sliced jalapeños boosts the spiciness without overpowering other flavors.

Serve immediately after topping with sour cream and cilantro, accompanied by lime wedges for a fresh zing.

Nachos Supreme Sour Cream

A Tex-Mex platter featuring crispy chips topped with spiced beef, melted cheeses, fresh vegetables, and sour cream.

Prep 15m
Cook 15m
Total 30m
Servings 4
Difficulty Easy

Ingredients

Meat

  • 9 oz ground beef
  • 1 tbsp olive oil
  • 1 tsp chili powder
  • ½ tsp ground cumin
  • ½ tsp smoked paprika
  • ½ tsp garlic powder
  • ½ tsp onion powder
  • ½ tsp salt
  • ¼ tsp black pepper

Chips & Cheese

  • 7 oz tortilla chips
  • 1½ cups shredded cheddar cheese
  • 1 cup shredded Monterey Jack cheese

Vegetables & Toppings

  • 1 medium tomato, diced
  • ½ small red onion, finely chopped
  • 1 jalapeño, thinly sliced
  • ¼ cup black olives, sliced
  • 2 tbsp chopped fresh cilantro
  • ½ cup sour cream
  • 1 small avocado, diced
  • Lime wedges, for serving

Instructions

1
Preheat Oven: Preheat oven to 400°F.
2
Cook Ground Beef: Heat olive oil in a skillet over medium heat. Add ground beef and cook, breaking it up, until browned for 5–6 minutes. Drain excess fat.
3
Season Beef: Stir in chili powder, cumin, smoked paprika, garlic powder, onion powder, salt, and black pepper. Cook for 2 minutes. Remove from heat.
4
Prepare Chip Base: Arrange tortilla chips on a large, ovenproof platter or baking sheet.
5
Layer Beef and Cheese: Evenly spoon the seasoned beef over the chips. Sprinkle both cheeses generously on top.
6
Melt Cheese: Bake in the oven for 8–10 minutes, or until cheese is melted and bubbly.
7
Add Fresh Toppings: Remove from oven. Top with diced tomato, red onion, jalapeño, black olives, and avocado.
8
Finish and Serve: Dollop sour cream over the nachos and sprinkle with fresh cilantro. Serve immediately with lime wedges.
Additional Information

Equipment Needed

  • Oven
  • Large baking sheet or ovenproof platter
  • Skillet
  • Spatula
  • Knife and cutting board

Nutrition (Per Serving)

Calories 520
Protein 23g
Carbs 38g
Fat 32g

Allergy Information

  • Contains milk (cheese, sour cream)
  • May contain gluten if using non-gluten-free tortilla chips
  • Contains avocado if used
Chloe Bennett

Chloe shares quick, fresh recipes and kitchen wisdom for fellow home cooks.